Apni Zameen Apna Ghar Program Apply Online through azag.punjab.gov.pk

The Chief Minister of Punjab, Maryam Nawaz Sharif, has launched the Apni Zameen Apna Ghar Program, a revolutionary housing scheme for the poor and homeless. This new initiative aims to provide free 3-marla residential plots to the most deserving individuals in the province. Under the vision of “Housing for All”, the government wants to make home ownership a reality for every citizen, especially those without shelter or land. This scheme is managed by the Punjab Housing & Town Planning Agency (PHATA) under the supervision of the Housing, Urban Development, and Public Health Engineering Department (HUD&PHED). in this article we are sharing all the details about how to apply for this program through azag.punjab.gov.pk or azagpunjab.pk, eligibility criteria documents required, Districts and Plot Quota in Phase 1 and all other full details.

Key Feature	Details
Scheme Name	Apni Zameen Apna Ghar Program
Plot Size	3-Marla Residential Plot (Free of Cost)
Target Beneficiaries	Poor, Homeless, Landless Citizens of Punjab
Application Portal	azag.punjab.gov.pk

Main Objectives of Apni Zameen Apna Ghar Scheme

The program’s primary goal is to reduce homelessness and provide land ownership to low-income individuals. The Punjab government has carefully designed the scheme to target only those who truly need it. This will not only support the poor but also promote equality and urban development across the province. In the first phase alone, 1,892 plots will be distributed under 23 different housing schemes in 19 districts.

Highlights of the program include:

• Free 3-marla plots for eligible applicants.
  
• Transparent balloting and scrutiny process.
  
• Legal protection and anti-corruption TORs.
  
• Construction requirements to avoid land misuse.
  

Eligibility Criteria for 3 Marla Free Plot Scheme

To ensure that only deserving people benefit, the government has set strict eligibility rules. Applicants must meet all of the following conditions to be considered for the Apni Zameen Apna Ghar Program:

1. The applicant must be a permanent resident of Punjab, as shown on their valid CNIC.
   
2. Applications are accepted only within the applicant’s home district.
   
3. Neither the applicant, their spouse, nor dependent children should own any plot or house in Pakistan.
   
4. The applicant must have a clean criminal record.
   
5. The applicant should not be a defaulter of any bank or financial institution.
   
6. All information provided must be accurate and true. False declarations will lead to immediate disqualification.
   

These conditions ensure fairness, prevent fraud, and ensure that plots go to truly needy individuals.

Districts and Plot Quota in Phase 1

The first phase of the Apni Zameen Apna Ghar Program will distribute 1,892 plots across 19 districts. The number of plots and scheme names for each district are listed below:

District	Scheme Name(s)	No. of Plots
Jhelum	ADS-IV & ADS-I	727 + 3
Kasur	ADS Pattoki	388
Faisalabad	ADS Mamukanjan	257
Lodhran	ADS Lodhran	218
Okara	ADS Renala Khurd II & ADS Okara	128 + 2
Layyah	03-Marla Housing Scheme (Extension)	55
Bhakkar	03-Marla Housing Scheme & ADS-II-Bhakkar	36 + 16
Sahiwal	03-Marla Housing Scheme	33
Sargodha	3-M Sillan Wali	25
Khushab	03-Marla Housing Scheme Jauharabad	24
Bahawalnagar	ADS Bahawalnagar	20
Mandi Baha-ud-Din	ADS-Mandi Baha-ud-Din	17
Rajanpur	ADS Rajanpur	15
Attock	ADS Hazro	11
Gujrat	03-Marla H.S.	8
Bahawalpur	ADS-I (Extension) & ADS-I (Existing)	6 + 1
Vehari	03-Marla Vehari	4
Jhang	ADS Jhang	4
Chiniot	ADS Chiniot	2

Total Plots in Phase 1: 2000

The majority of plots have been assigned to districts with higher populations of low-income and homeless individuals.

Step-by-Step Online Application Process through azag.punjab.gov.pk

All interested applicants can apply online via the official portal of the program. The digital process is designed for transparency and convenience.

Steps to Apply:

• Step 1: Visit Website
  
  • Go to https://azag.punjab.gov.pk
    
• Step 2: Register or Login
  
  • Create a new account or log in using your CNIC and password.
    
• Step 3: Fill Application Form
  
  • Enter your name, CNIC, family details, monthly income, and housing status.
    
• Step 4: Upload Documents
  
  • Attach scanned copies of CNIC, family registration certificate, and income proof.
    
• Step 5: Review & Submit
  
  • Double-check the information for accuracy before submitting.
    
• Step 6: Track Status
  
  • Use your dashboard to monitor application status and any update.
    

If you face issues, visit the help section on the website or call the helpline at 0800-09100.

Apply Now

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Step-by-Step Registration Online for Apni Zameen Apna Ghar Scheme 2025

Follow these easy steps to apply online for the 3 Marla plot scheme in Punjab:

Step 1: Visit official Website

1.Access the Official Portal:
Visit the official website by going to  https://azag.punjab.gov.pk

2. Check Your Eligibility:
Click on the “Eligibility Criteria” section to confirm that you qualify for the scheme.

3. Create Your User Account:
Fill in your CNIC number, full name, mobile number, email address, and a secure password.
Then, click on the “Register” button as shown in the reference image.

4. Email Verification:
Open your email inbox and click the verification link sent to confirm your registration.

Step 2: Log Into Your Account:

Enter your registered email and password to access the portal, as displayed in the image below.

Step 3: Answer the 5 Eligibility Questions Honestly

In this section, you will need to respond truthfully to the following questions that determine your initial eligibility for the program:

• Are you a permanent resident of Punjab?
• Are you submitting your application in the district where you currently live?
• Do you or any family member already own land or a house?
• Have you been blacklisted or declared a defaulter by any bank?
• Do you have any record of criminal activity?

These answers are crucial and will directly affect whether your application is considered for further processing.

Step 4: Complete the Application Form

Now fill in your personal details, including your full name, CNIC number, father’s or husband’s name, gender, marital status, and current address. Make sure the information matches the records on your national documents to avoid disqualification.

Step 5: Add Employment & Income Details

You will now be required to share details about your current job or income source. Enter the name of your employer (if applicable), job title, and monthly earnings. This data will be used to evaluate your financial need.

Once all fields are filled, click the “Next” button to move forward.

Step 6: Select Occupation and Source of Income

In this part of the form, choose your profession from the dropdown menu. You’ll also select your income range and specify whether you earn through a job, business, daily wages, or government support. Click Next to proceed.

Step 7: Enter Family Details

Now provide information about your household, including:

• Total number of family members
• Number of dependents
• Combined monthly income of all earners in the house

This step helps the system assess your family’s overall financial position. Click Next once you’re done.

Step 8: Fill in Housing Needs

Now describe your current housing condition. You’ll be asked:

• Do you live in a rented home?
• If yes, what is your monthly rent?
• Have you ever received any plot or house from a government scheme?
• Would you like to apply for a loan under the Apni Chhat Apna Ghar plan?

If yes, select the required loan amount from the available options (maximum PKR 1,000,000). After filling this part, click Next.

Step 9: Upload Required Documents

At this stage, upload scanned copies of necessary documents. Make sure each file is clear, less than 1 MB in size, and in JPG, PNG, or PDF format. The following documents are required:

• Applicant’s photograph
• CNIC (Front and Back)
• Spouse’s CNIC (if married)
• Proof of income or salary slip
• Domicile certificate
• Any additional relevant documents

Ensure all uploads are correct before moving to the final step.

Step 10: Final Review and Submit

Carefully review all the information you’ve entered. If everything looks accurate, click the Submit button to complete your application.

Documents Required for the Apni Zameen Apna Ghar Program

• CNIC (Computerized National Identity Card):
  Valid CNIC issued by NADRA for identity verification.
• Passport Size Photographs:
  2-4 recent passport-size photos with a clear background.
• Proof of Monthly Income or Salary Slip:
  Salary slip or proof of monthly income (for self-employed).
• Family Registration Certificate (FRC):
  NADRA-issued FRC to confirm family and household details.
• Utility Bill Copy:
  Recent electricity, gas, or water bill for address verification.
• Rent Agreement or Ownership Documents:
  Rental agreement or proof of property ownership.
• Bank Statement (Last 6 Months):
  Recent bank statement for financial verification.
• Affidavit of No Property Ownership:
  Affidavit confirming no property ownership by you or spouse.
• Disability Certificate (If Applicable):
  For applicants with disabilities, a government-issued certificate.
• Marriage Certificate or Spouse’s CNIC:
  Marriage certificate or spouse’s CNIC for family verification.

Application Process and Allotment Procedure

The entire application and allotment system is based on a transparent and fair process. Here’s how it works:

• Application Submission: Eligible citizens can submit their applications through the official Apni Zameen Apna Ghar website.
• Document Scrutiny: PHATA carefully verifies all submitted documents and checks eligibility criteria.
• Computerized Balloting: A fair computerized draw is conducted to select successful applicants randomly.
• Plot Allotment: Plots are allotted to chosen applicants according to district quotas and the program’s Terms of Reference (TORs).
• Fair and Transparent System: This entire process ensures no corruption or favoritism, maintaining complete transparency at every stage.

This structured method ensures there is no corruption or favoritism involved.

Terms and Conditions (TORs) for Plot Allotment

Successful applicants must follow the Terms of Reference (TORs), or their allotment may be cancelled. These include:

1. Construction Timeline:
   
   • Start house construction within 6 months of possession.
     
   • Complete construction within 2 years as per building by-laws.
     
2. No Transfer or Sale:
   
   • Plot cannot be sold, transferred, or leased for 5 years.
     
   • Violation will result in automatic cancellation.
     
3. Cancellation Rules:
   
   • If the applicant gives false information or fails to build within the timeline, PHATA can cancel the allotment without compensation.
     
4. Residential Use Only:
   
   • Plot must be used strictly for residential purposes.
     
   • Commercial activities are strictly prohibited.
     
5. Inspections:
   
   • PHATA can inspect the construction at any stage.
     
   • Violators will face legal action under relevant laws.
     
6. Dispute Resolution:
   
   • Any issue will be resolved by the PHATA Grievance Redressal Committee (GRC).
     

These rules protect the purpose of the program and prevent land misuse.

Latest Registration method about Apni Zameen Apna Ghar Program

Conclusion

The Apni Zameen Apna Ghar Program is a bold and commendable initiative by the Government of Punjab to uplift the poor and provide them with a secure future. Free plot allotment for the homeless ensures dignity, stability, and economic security for thousands of families. With proper documentation, strict eligibility rules, and a digital application process, the scheme promises transparency and equal opportunity. If you meet the criteria, don’t miss this chance to become a landowner and build your own home.

FAQs 

1. Who is eligible for the Apni Zameen Apna Ghar Program?
Only permanent residents of Punjab who don’t own any land or house and meet income and criminal record conditions can apply.

2. Can I apply for a plot in another district?
No. Applications are only accepted for housing schemes in the same district as your permanent residence.

3. What happens if I try to sell my plot before 5 years?
The plot will be automatically cancelled and taken back by PHATA without any compensation.

4. How can I track my application status?
After applying on azag.punjab.gov.pk, log in to your dashboard to track progress and updates.